Is Islamic Bank Steadier Than Conventional Bank for Facing the Crisis? (Comparative Study in Indonesia during Covid 19)

Farhan, Ali (2022) Is Islamic Bank Steadier Than Conventional Bank for Facing the Crisis? (Comparative Study in Indonesia during Covid 19). Asian Journal of Social Science and Management Technology, 4 (4). pp. 119-128. ISSN 2313-7410

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Abstract

Differences in views regarding the advantages of Islamic and conventional banks in dealing with the crisis are the background of this research. By using 4 Islamic banks and 4 conventional banks, this article tries to compare their financial performance during the Covid-19 pandemic. The research methodology used is descriptive analysis with the help of SPSS 16. From the results of the discussion it was found that, Islamic banks have better liquidity than conventional banks, but do not have sufficient resilience if the crisis lasts longer, Islamic banks have lower solvency and profitability than conventional banks, this might have an impact on their durability against crises. It can be concluded that in the crisis phase, Islamic banks do not have sufficient resilience to face a crisis that lasts a long time, especially if the crisis occurs in the real sector, because the business model that is tied to the real sector will make it difficult for capital and liquidity.

Item Type:	Article
Uncontrolled Keywords:	Islamic Bank, Covid-19, Crisis, Performance
Subjects:	Akuntansi
Depositing User:	Unnamed user with email lib.stiemahardhika@gmail.com
Date Deposited:	25 Jan 2024 04:40
Last Modified:	25 Jan 2024 04:40
URI:	http://repository.stiemahardhika.ac.id/id/eprint/4160

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