The Influence of Solvency Ratio Decision on Rural Bank Dinar Pusaka In The District Sidoarjo

Setiadi, Pompong B and Setiadi, Ratna Ursula and Setiadi, Pungki Andriani (2017) The Influence of Solvency Ratio Decision on Rural Bank Dinar Pusaka In The District Sidoarjo. International Journal of Business and Management Invention, 6 (2). pp. 13-21. ISSN 2319 – 8028

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Abstract

The solvency ratio is a ratio that can be used to influence lending decisions on the BPR. This research purpose to test and find empirical evidence whether the Debt to Assets Ratio, Times Interest Earned Ratio, and Long-term Debt to Equity Ratio influence on lending decisions. The population useful for customers apply for credit to the BPR Dinar Pusaka in the district Sidoarjo. The sample in this research were selected using purposive sampling method until elected only 30 customers during the three periods, namely the year 2013 to 2015. Data analysis technique used is the logistic regression analysis. The research results show that Times Interest Earned Ratio variable does not affect the lending decisions. Meanwhile, the variable Debt to Assets Ratio and Long-term Debt to Equity Ratio influence on lending decisions

Item Type: Article
Uncontrolled Keywords: Debt to Assets Ratio, Times Interest Earned Ratio, Long-term Debt to Equity Ratio, and Decision Lending.
Subjects: Ekonomi
Depositing User: Unnamed user with email lib.stiemahardhika@gmail.com
Date Deposited: 06 Mar 2023 07:15
Last Modified: 06 Mar 2023 07:15
URI: http://repository.stiemahardhika.ac.id/id/eprint/3442

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