The Effect of FDR, NPF and Liquidity Ratio on Profitability of Islamic Banks in Indonesia

Harjanti, Wulandari and Farhan, Ali (2021) The Effect of FDR, NPF and Liquidity Ratio on Profitability of Islamic Banks in Indonesia. BIRCI-Journal, 4 (4). pp. 1-9. ISSN 2615-3076

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Abstract

This article discusses the phenomena of liquidity, non-performing loans and finance to deposit and their effect on profitability in Islamic banks. By using a sample of the financial statements of Mandiri Syariah, BRI Syariah, BNI Syariah, and Muammalat in the period January 2018 – December 2021 which were analyzed with multiple linear regression, it was concluded that NPL/NPF had a negative and significant effect on bank profitability, while Liquidity Ratio and FDR had an effect on positive and significant on bank profitability.

Item Type: Article
Uncontrolled Keywords: liquidity; profitability; Islamic Bank; finance
Subjects: Akuntansi
Manajemen
Depositing User: Unnamed user with email lib.stiemahardhika@gmail.com
Date Deposited: 24 Mar 2022 07:59
Last Modified: 24 Mar 2022 07:59
URI: http://repository.stiemahardhika.ac.id/id/eprint/2710

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